Interest rates

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We understand that our customers are looking for a loan product that meets their individual needs. It maybe you are looking for a short-term loan – wanting to pay it off quickly OR you may prefer to have lower repayments AND you may want to be able to withdraw additional money from your account when you need to.

Our QuickDraw® Personal Loan Account offers you the flexibility to suit your needs.

The interest rate offered to you for a QuickDraw® Personal Loan Account will depend on your Credit Rating


Credit ScoreGradeInterest Rate
800 to 1000A9.95% p.a (fixed)
600 to 799B19.95% p.a (fixed)
lower than 599C29.95% p.a (fixed)

QuickDraw® Personal Loan Account Fees


Fee DescriptionAmount
Loan Establishment Fee$195
Establishment disbursements (Schedule of costs provided on request)Estimated $30
QuickDraw® Redraw Fee (When you withdraw on your account)$25
Monthly Account Fee$10
Payment Waiver Agreement (What is a Payment Waiver Agreement?)$2.29 weekly
Dishonoured Payment Fee$15
Penalty Interest Rate (charged on overdue portion of account)+10% p.a.

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