Interest rates

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We understand that our customers are looking for a loan product that meets their individual needs. It maybe you are looking for a short-term loan – wanting to pay it off quickly OR you may prefer to have lower repayments AND you may want to be able to withdraw additional money from your account when you need to.

Our QuickDraw® Revolving Credit Personal Loan offers you the flexibility to suit your needs.

The interest rate offered to you for a QuickDraw® Revolving Credit Personal Loan will depend on your Centrix Credit Rating


Credit ScoreInterest Rate as at 20th June 2022
Subprime: less than 50022.95% p.a. (fixed)
Near Prime: 500-69918.95% p.a. (fixed)
Prime: 700-89914.95% p.a. (fixed)
Super Prime: 900+12.95% p.a. (fixed)

QuickDraw® Personal Loan Account Fees


Fee DescriptionAmount
Loan Establishment Fee$195
Establishment disbursements (Schedule of costs provided on request)Estimated $30
QuickDraw® Redraw Fee (When you withdraw on your account)$25
Monthly Account Fee$10
Payment Waiver Agreement (What is a Payment Waiver Agreement?)$2.29 weekly
Dishonoured Payment Fee$15
Penalty Interest Rate (charged on overdue portion of account)+10% p.a.

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