We believe in clear and easy to understand information
We understand that our customers are looking for a loan product that meets their individual needs. It maybe you are looking for a short-term loan – wanting to pay it off quickly OR you may prefer to have lower repayments AND you may want the option to do top ups and to have a revolving credit facility.
Our QuickDraw® account offers you the flexibility to be what you need it to be.
The interest rate offered to you for a QuickDraw® account will depend on your Credit Rating
| Credit Score | Grade | Interest Rate |
|---|---|---|
| 800 to 1000 | A | 9.95% p.a (fixed) |
| 600 to 799 | B | 19.95% p.a (fixed) |
| lower than 599 | C | 29.95% p.a (fixed) |
QuickDraw® Account Fees
| Fee Description | Amount |
|---|---|
| Loan Establishment Fee | $195 |
| Establishment disbursements (Schedule of costs provided on request) | Estimated $30 |
| QuickDraw® Redraw Fee (When you redraw on your account) | $25 |
| Monthly Account Fee | $10 |
| Payment Waiver Agreement (What is a Payment Waiver Agreement?) | $2.29 weekly |
| Dishonoured Payment Fee | $15 |
| Penalty Interest Rate (charged on overdue portion of account) | +10% p.a. |
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